The conditions of social mortgages look very attractive to everyone to purchase their own apartment and favorably differ from standard credit offers of commercial banks. So, subject to lending for a ten -year term, the interest rate is only about 10% per annum, and the buyer needs to pay the initial amount equal to 10% of the cost of the acquired preferential housing. If the term increases to 30 years, then the interest rate increases to 11.7%, and the initial contribution is already 30% of the cost. The maximum amount of such a loan for Moscow is 15 million rubles, and the minimum 300 thousand rubles. Even in this embodiment, these conditions are very favorable.